There are a great many indicators by which one can evaluate the reliability of a commercial bank. For shareholders, one of the most significant is the amount of profit, which is closely related to the payment of dividends. Profitability is also of interest to ordinary customers who are not involved in bank management, as it reflects the effectiveness of the organization.
Today we offer Rating of the most profitable banks as of June 1, 2012 according to reports published on the website of the Central Bank of the Russian Federation.
10. Promsvyazbank (4,460 million rubles)
opening the Top 10 most profitable banks, according to the results of the first quarter, it was not yet in the top ten. However, today the bank is not much behind its closest competitors. By the way, in comparison with the same period last year, PSB profit increased by as much as 449.76%. The Bank is among the 500 largest private credit organizations in the world.
9.HomeCredit Bank (4 829 million rubles)
for five months of this year received less profit than for the same period in 2011 - the difference is 11.12%. Nevertheless, the bank has consistently high positions in many ratings. So, according to RBC.Rating, HCF Bank ranks sixth in terms of lending to individuals. The Bank is one of the leaders in the scale of its branch network.
8. UniCredit Bank (4 905 million rubles)
Not only entered the top ten most profitable, but also turned out to be among the best net assets in terms of size, taking also the eighth line in the corresponding rating of RBC. The Bank has the title of Best Employer in Russia according to a study by the CRF Institute.
7. Rosbank (5 910 million rubles)
significantly improved the net profit indicator in comparison with 2011 (by 80.35%). Rosbank is among the ten largest banks in terms of indicators such as the size of net assets and the size of the loan portfolio, and also closes the top three in terms of lending to individuals.
6. Raiffeisenbank (7 688 million rubles)
increased net profit by 121.43% compared with the same period last year. The Bank is consistently among the top ten in a variety of ways. Last year, Raiffeisenbank was awarded the “Best Bank Branches - 2011” edition of the Company in the nominations: “The Best Branch Network of a Western Bank in Russia” and “The Largest Banking Branch”.
5. VTB 24 (13,025 million rubles)
increased profits by 27% compared with the five months of last year. VTB's retail “daughter” is second only to Sberbank in such indicators as the volume of loans to individuals and the volume of deposits of citizens, however, indicators still allow customers to purchase economy class housing in Moscow. VTB 24 is also in the top ten in terms of net assets and total loan portfolio.
4. VTB (14,080 million rubles),
unlike VTB 24, although it remains in the top five most profitable, it lost ground somewhat, worsening the figure by a quarter compared to the data as of June 1, 2011. However, in terms of net assets and the size of its loan portfolio, the bank is still second only to the flagship of the Russian banking system - Sberbank.
3. Alfa-Bank (16,769 million rubles)
closes the top three ranking leaders, although in the first quarter it occupied only the fifth line, inferior to VTB and VTB 24. In comparison with the data as of June 1, 2011, the bank improved its net profit by 100.3%. In 2011, Alfa Bank was recognized as the “Commercial Bank of the Year" following the results of the Big Money Prize of the Itogi business publication.
2. Gazprombank (18 692 million rubles)
takes an honorable second place in the ranking of the most profitable banks. The bank also has a “bronze” in terms of loan portfolio, net assets and citizen deposits. GPB is the third among banks in Central and Eastern Europe in terms of equity, it is the 152nd place in the world ranking.
1. Sberbank of Russia (154 886 million rubles)
- The permanent leader in all bank ratings in Russia and the CIS. The indicators of the largest credit institution in the country are characterized by positive dynamics. The most profitable Russian bank increased the corresponding indicator compared to the same period last year by 13.11%. The bank's assets today account for just over a quarter of the entire banking system of the country, and the share in bank capital is held at 30%. Sberbank is involved not only in financial ratings. The bank's brand was among the 500 most expensive brands in the world according to Brand Finance.
