As official reporting shows, profit growth in the banking sector is gradually decreasing. For 9 months of 2013, the total profit of banks decreased by 1.88% compared to the same period in 2012.

The number of credit organizations whose activity brings only losses has increased. There are more than a hundred such banks on the market.

In the current selection we will demonstrate the most profitable and unprofitable banks in Russia according to the end of the 3rd quarter of 2013

The most profitable Russian banks

5. VTB 24 (profit as of 01.10.2013 - 15 936 million rubles)

Unlike the “senior” VTB Bank, retail VTB 24 significantly reduced its profit for the year. Compared with the three quarters of last year, the bank's profit decreased by 40%, and it fell from last year's fourth to fifth place.

4. Alfa-Bank (23,333 million rubles)

Profit of Russia's largest private bank for the year increased by 25%. Alfa-Bank was the fifth in last year’s ranking, and in the current one it has risen one line.

3. Gazprombank (32 021 million rubles)

Over the year, the bank's profit decreased by 15% or by more than 5 billion rubles, which contributed to the transfer of Gazprombank from the second line to the third.

2. VTB (48 322 million rubles)

In last year’s rating, the bank was only on the sixth line in the profitability rating. However, this year VTB's profit grew by 244%, which immediately made the bank one of the most reliable in 2014.

1. Sberbank (286 167 million rubles)

The most profitable bank in the Russian market showing steady growth. So, in comparison with the three quarters of last year, the growth was 6.27%

The most unprofitable Russian banks

5. MTS-Bank (666 million rubles)

Despite the existence of a loss, the bank significantly improved performance compared to last year. The value of negative fin. result decreased by 83%. And this gives good reason to believe that MTS Bank will soon leave the ranks of outsiders.

4. National Reserve Bank (737 million rubles)

The loss of the bank decreased significantly compared to the same period last year (by 66%). However, NRB has not yet been able to achieve a positive financial result. Perhaps the credit institution is gradually “curtailing” activities, as management is actively reducing the staff of the bank.

3. Renaissance Credit (744 million rubles)

If the financial result of the bank is not happy, then the growth of its assets is impressive. Compared to the three quarters of last year, this figure grew by almost 38%. Since the bank specializes in consumer lending, the losses can be explained by the additional accrual of reserves for possible loan losses. Additional reservation is associated with toughening the requirements of the Central Bank.

2. Petrocommerce (1,279 million rubles)

Last year, according to the results of three quarters, the bank showed profit. However, this year, despite the losses, Petrocommerce managed to increase its assets by 7% and remains an influential player in the banking market.

1. MDM Bank (2 660 million rubles)

The most unprofitable bank in Russia last year on October 1, showed the presence of profit. The bank explains this situation by the fact that the loss arose due to the requirements of the Central Bank on the additional charge of reserves. By the end of the year, the bank expects a refund from the reservation.

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